Within the last few decades, the global payment landscape has changed fundamentally. Credit cards deposited on smart devices and shopping websites increasingly replace cash and contact-based reading of credit cards at the counter. The fact that non-contact payment becomes more and more common is shown by a recently published study: While 2016 alone in the US 23.2 million users paid for goods and services contact-free, the market research company eMarketer predicts nearly 70 million users for 2019.
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